They need to be booked at minimum wage (at the least) to access coverage in the case of an accident. the grip truck, are paid workers and not interns or volunteers. Make sure that drivers of any working vehicles, i.e. These considerations all fall under the general liability section of your film production insurance. The video production insurance policy will cover the incident without involving anyone's personal car insurance policies.ĭo you have a owned sprinter or grip truck that is used for production? Will you be renting production trucks, picture vehicles, camera cars or moho and honeywagons? Let's say a crew member is driving the grip truck and gets in an accident. A binder can be very helpful because it provides you with proof of insurance while your formal policy is still being underwritten (which means the. It officially confirms in writing that you will be issued a formal insurance policy soon. The umbrella covers the possibility that more than one person is injured in the facility during filming or live shows. An insurance binder is a temporary placeholder for a formal insurance policy. The standard minimum policy is 1 million dollars, and when the location is open to the public or sells tickets it quickly jumps into a 5 million umbrella. When tabulating general liability, remember that locations, including sound stages, require COIs. This coverage is required by most city/county permitting offices in order to obtain a permit. Cast and crew are exempt from this and covered separately through a workers compensation policy. General liability covers bodily injury and property damage that occurs during the course of filming. Although film production insurance policies vary widely, you’ll always need general liability.
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